ReferIndia News SBI Signals Rethink On Housing Construction Finance, Links Cheaper Loans To Transparency

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SBI Signals Rethink On Housing Construction Finance, Links Cheaper Loans To Transparency

Published on: Dec. 20, 2025, 3:21 p.m. | Source: Free Press Journal

SBI Chairman C S Setty said the bank will reassess its policy on construction finance for residential real estate, stressing accountability and risk management as key factors for affordable lending. SBI has limited exposure to housing construction finance but is gradually expanding in commercial real estate, especially office space, with tenant commitments critical for funding approvals.

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