ReferIndia News Fitch Ratings Upgrades Punjab National Bank's Viability Rating to 'bb', Affirms IDR at 'BBB

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Fitch Ratings Upgrades Punjab National Bank's Viability Rating to 'bb', Affirms IDR at 'BBB

Published on: Feb. 25, 2026, 8:07 p.m. | Source: scanx.trade

Fitch Ratings upgraded Punjab National Bank's Viability Rating to 'bb' from 'bb-' while affirming the Long-Term IDR at 'BBB-'/Stable. The upgrade reflects improved asset quality with impaired loans falling to 3.20% in 9MFY26, enhanced profitability metrics, and strengthened capitalisation with CET1 ratio reaching 13.80%. The bank benefits from government support through 70.00% state ownership and maintains robust funding with customer deposits comprising 95.00% of total funding.

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